Pre-Foreclosure

Pre-foreclosure is a critical point for homeowners.  During a pre-foreclosure, a property is in the beginning stages of being foreclosed on, but the homeowner still has legal rights to the property. Reaching pre-foreclosure status begins when a lender files a Notice of Default on the property. At this point, the home may be saved, but only if homeowners act quickly.

In California, lenders must adhere to strict guidelines during the pre-foreclosure process and homeowners have multiple rights that cannot be violated.

If you are currently going through a pre-foreclosure, there are many courses of action you can take to postpone or completely stop the foreclosure process.  There are a number of legal ways to postpone or stop the sale of  your property and our foreclosure defense lawyers at RA & Associates will work with you to determine which strategy will keep you in your home for as long as possible.

Surviving Foreclosure in California

What RA & Associates Can Do For You

Avoid Foreclosure

Obtain a Loan Modification

Negotiate Short Sale to Avoid Foreclosure

Keep Your Home

Options During the Pre-Foreclosure Period

Past Case Results

At RA & Associates, our attorneys work tirelessly to protect your rights and save your home. We invite you to see some of our recent case results below:

See Case Results

Before Litigation:

  • Client’s property wrongfully foreclosed on. Sold back to bank/lender. Lender began eviction proceedings against Client

After Litigation:

  • Rescind the sale. Property transferred back to client
  • Stopped eviction proceedings against Client
  • Lender paid client $8,000
  • Interest rate on loan reduced to 3.5%

Before Litigation:

  • Client’s property foreclosed on while Client was in loan modification review

After Litigation:

  • Rescind the sale. Property transferred back to client
  • Interest rate on loan reduced to 3%
  • Lender paid client $15,000 to settle case

Before Litigation:

  • Client’s property wrongfully foreclosed on. Sold back to bank/lender

After Litigation:

  • Rescind the sale. Property transferred back to client
  • Principle balance on loan reduced by $280,000
  • Interest rate on loan reduced to 2.5%

Before Litigation:

  • Client’s property wrongfully foreclosed on. Sold to a new buyer

After Litigation:

  • Lender paid client $75,000 to settle case

Prior results do not guarantee a similar outcome.

Free Attorney Consultation

If you believe your property has been wrongfully foreclosed, you have options! Our attorneys can evaluate your case and your options and help you save your home. Contact us today: 1-888-504-1551.

With over a decade of experience in real estate, property damage, and personal injury litigation, the attorneys at RA & Associates have successfully resolved countless cases for our clients. For help with your legal issue, contact our Los Angeles office today for a preliminary analysis of your case.