Pre-Foreclosure Litigation

During the pre-foreclosure process, you may be entitled to file a lawsuit against your lender. If they have violated the law or committed a procedural error while handling your mortgage, a lawsuit may hold them accountable while stopping the foreclosure and allowing you to stay in your home until the matter is resolved.

Common Causes of Lender Violations

  • The lender is in violation of the California Homeowners Bill of Rights
  • The lender is engaged in Dual Tracking (Foreclosing while in loan modification review)
  • There are delays associated with the loan modification process
  • The lender behaves in predatory or unscruplus ways
  • There is a defect in the Chain of Title
  • There is an improper substitution of trustees
  • The lender breached a trial modification or permanent modification agreement

  • The lender failed to consider you for loss mitigation alternatives
  • The lender denied your loan modification for an improper reason
  • The lender breached a contract
  • If there are accounting issues with your mortgage payments
  • The lender has charged you excessive late fees and penalties
  • The lender committed fraud or made misrepresentations
  • The lender committed other violations

Contact RA & Associates Today

If you believe your lender has violated your rights or committed a procedural error during the pre-foreclosure process, you may be eligible to file a lawsuit halting the foreclosure process while the matter is resolved. At RA & Associates, our experienced and dedicated team is fully dedicated to providing you the highest quality service and ensuring your best interests are protected. We encourage you to contact our office to discuss your case during a free consultation by filling out the form to the right or calling our offices at the number below today.

(888) 417-1080

With over a decade of experience in real estate, property damage, and personal injury litigation, the attorneys at RA & Associates have successfully resolved countless cases for our clients. For help with your legal issue, contact our Los Angeles office today for a preliminary analysis of your case.