Water can damage your property in many ways. Whether it occurs suddenly or develops over time, water damage needs to be addressed quickly so that it does not result in more extensive damages.
Water damage can lead to serious and extensive claims, and the damage can catapult out of control if not correctly and quickly resolved.
RA & Associates can help you determine what your insurance will cover and navigate any conflicts regarding scope and repair costs.
A property can sustain water damage from several different sources. Forces of nature, defects, problems with the property itself , and even some appliances can lead to water damage. Some common causes of water damage are:
Water incursion can cause extensive damage to a property and must be thoroughly and immediately addressed to contain damages. Left untreated, damage begins immediately and problems worsen the longer the issue is left unaddressed.
Water can begin to swell, warp and split building materials within hours. Mold and fungus, which can cause serious health issues, can begin to appear within days and wood materials can rot warp and split in a few weeks’ time.
Water can cause an extensive number of property damages, which is why immediate attention and remediation is required.
If you have water damage to your property, your insurer should settle your claim fully and promptly in a professional manner. If this does not occur, you need a knowledgeable property damage attorney to help you pursue the compensation you or your business deserves.
Coverage issues may arise related to limitations or exclusions for flooding, wear and tear, continuous leakage or seepage, or mold. Many policies have exclusions for mold damage. However, if mold resulted from a delay in handling a water damage claim, the insured may be able to claim bad faith compensation, even if mold damage is excluded under the policy.
Another area of dispute is often the extent of the damages. Water damage spreads, and experts may be required to assist in estimating the scope and cost of repairs.
Unfortunately, insurance companies are not always quick to respond to a water damage claim at your property. In some cases, it may take weeks or months for an insurance carrier to resolve your claim.
With more than a decade of experience handling property damage claim, RA & Associates has the knowledge needed to take on insurance carriers, ensure repairs to your property are done quickly, and pursue the compensation for you.