16 Feb Tips On Dealing With Property Damage
When your property experiences damage due to a natural disaster or other unforeseen circumstance, it can often be difficult to think clearly. The immediate concern is your own safety and the safety of those around you. However, once those concerns are attended to, it can be difficult to know how to begin to address the damage and put the pieces back together.
Because we know it can be a hectic time, we want to provide you with some tips on how to approach your property damage claim, and what you should do to ensure your claim is handled efficiently and effectively by your insurance company.
What To Do After You Experience Property Damage:
Ensure the safety of all those affected: Your safety and the safety of everyone else around you should be the first priority when dealing with property damage. If you are present at the property while the damage is occurring, you want to account for everyone present and ensure no one is seriously injured or affected. Once you have accounted for everyone’s safety and it has become safe to do so, you can move on to the next step.
Secure the property and prevent more damage from occurring: Once it is safe to do so, you will want to secure the property and prevent more damage from occurring. Because there is no way of knowing when your insurance company will be able to send out an adjuster to inspect the property, you will want to do everything reasonably possible to avoid further damage. Failure to do so may result in damages not covered by your insurance company. Keep in mind that you do not want to throw anything away or perform any repairs that would be considered more than just emergency repairs on the property.
Make a detailed inventory of everything that is damaged: Your insurance policy likely requires you to take a detailed inventory of all damaged property. This includes product names, number of items, age of items, replacement cost, etc. You will also want to provide any receipts you may have for the damaged property. While this can be a tedious process to undertake, it will help your insurance company process your claim quickly and ensure you are reimbursed fully and fairly for the contents you have lost.
Retain an attorney to assist with your claim: While this final step is certainly optional, retaining the services of an experienced property damage attorney can make the claims process much easier to navigate. By doing so, you are able to focus on recovering and moving forward, while your attorney handles all of the in and outs of your claim. They will communicate with the insurance company on your behalf, handle and coordinate all inspections, attend to all paperwork, protect your interests and negotiate on your behalf. Most importantly, a reputable property damage attorney will not charge you any upfront fees. In fact, they will typically not receive a fee unless you receive a settlement from your insurance company.
When you experience property damage, it is important not to allow yourself to become overwhelmed. While it can be a chaotic time, following the steps above can help make the process less daunting and overwhelming. Retaining an attorney, can make the process even smoother.
With more than 10 years of experience, our attorneys have the knowledge and experience to handle your property damage claim quickly, efficiently, and effectively. If you have recently experienced property damage and have any questions, please do not hesitate to contact our office directly for a free consultation with one of our attorneys at (888) 417-1080 or by filling out the form above.
RA & Associates, APC
1 (888) 417-1080
505 N. Brand Blvd.
Glendale, CA 91203