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Uber Or Lyft Accident

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Uber Or Lyft Accidents

Uber and Lyft, ride-sharing companies, have made billions in recent years. They provide a service that is well in demand, but they also present complex liability issues like:

(1) Are passengers covered by Uber/Lyft insurance?

(2) Who is liable if an Uber driver hits another car or a pedestrian?

(3) What happens if a third party is involved in the accident?

There is currently no solution to these issues, but California has pressured Uber and Lyft to eliminate ambiguities in their policies and regulations regarding insurance coverage.

Due to past accidents involving Uber and/or Lyft, California Governor Jerry Brown, signed ridesharing insurance legislation requiring companies to cover drivers from the moment they turn on their app. Since then, many other state legislators have followed, making ride-sharing companies expand coverage to drivers who are logged into their apps at the time of a collision.

Uber and Lyft provide one million dollars in liability coverage along with one million dollars in uninsured/underinsured motorist coverage for accidents that result in injuries to their passengers. However, this coverage only applies to cases involving injuries to passengers. Insurers including Farmers’ Insurance, USAA, and Geico are coming up with their own special ride-sharing policies.

Parties entitled to damages in an Uber/Lyft accident may include:

  • A motorist/passenger injured in a collision where an Uber/Lyft driver was at fault.
  • An Uber/Lyft driver injured in a collision with another motorist who was at fault.
  • An Uber/Lyft passenger injured in any kind of collision, regardless of who was at fault.
  • A pedestrian injured in any kind of Uber/Lyft related accident.

If you or a loved one has been in an accident involving a ride-sharing company driver, contact RA & Associates today. We are here to help you get the maximum compensation you deserve from the party at fault.

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